Orphaned Callie has spent eighteen years by Thad's side. In college, rich girl Sierra brands her "the Leech," and the whole school turns on her. Thad knows the truth but stays silent, even calling her a parasite. After he leaves her in a storm and she nearly dies of pneumonia, Callie returns with a ledger of every cent his family spent on her, throws $3,000 at him, and drops out. As she rebuilds her life in a seaside town, Thad must finally face what his silence cost.